For Freelancers & Contractors
Get paid by European clients in your local currency
Work for European companies, receive cash in KES, NGN, or other local currency. EUR stablecoin payments convert to cash via mobile money and trusted MSBs. No EUR bank account needed.
Who uses Moneetra for freelancer payments
Software developers & engineers
Work remotely for European tech companies. Receive monthly salary or project payouts in local currency without needing an international bank account.
Designers & creatives
Take on design projects, branding, or content work. Get paid faster than traditional SWIFT transfers with lower fees and transparent FX rates.
Virtual assistants & support staff
Provide admin, customer service, or operations support to European businesses. Withdraw salary as local currency cash via mobile money.
Consultants & specialists
Offer specialized consulting services (marketing, finance, legal, etc.). Receive payments in local currency without currency conversion hassles.
Why freelancers choose Moneetra
No EUR bank account needed
Receive payments directly in your local currency (KES, NGN, etc.) via mobile money or local MSB agents. Skip the hassle of opening international accounts.
Faster than SWIFT
Same-day cash availability vs. 3–5 days for traditional bank transfers. Get paid when you need it, not days later.
Lower fees
~2.3–2.5% total cost vs. 4–6% for traditional remittance or SWIFT. More of your earnings stay in your pocket.
Transparent FX rates
Mid-market FX rate + clearly disclosed conversion margin. Know exactly how much you'll receive before confirming.
How freelancer payments work
Your client sends EUR stablecoins
European client transfers MiCA-regulated EUR stablecoins for your invoice, salary, or project payment.
Moneetra processes & converts
EUR stablecoins converted to local currency at transparent FX rates. Compliance checks (AML/KYC, sanctions screening) applied.
You withdraw cash locally
Withdraw your earnings in KES, NGN, or other local currency via mobile money (M-Pesa, etc.), MSB, or FX agent. Same-day availability in most cases.
Freelancer payments FAQ
Do I need special documentation?
Basic KYC verification (ID, proof of address) is required at local cash-out points. Your European client handles their business verification.
What countries are supported?
Phase 1: Kenya, Nigeria. Phase 2 (planned): Ghana, Uganda, Tanzania. Phase 3 (roadmap): Philippines, Bangladesh, Pakistan. Join the waitlist for updates.
How much does it cost?
~2.3–2.5% total cost (platform fee + FX margin + local partner fee). Much lower than SWIFT (4–6%) or Western Union. See the Pricing page for details.
Is this available now?
Not yet. Moneetra is preparing for launch. Join the waitlist to be notified when freelancer payments become available in your country.
Ready to get paid faster and cheaper?
Join the waitlist to be notified when Moneetra launches freelancer payments in your country.